How To Avoid Credit “Build-Up”
I think this is a topic where it is common sense and “everyone knows it” but actually realizing it and making it real enough to do something about it…..is a whole different story.
The notion of credit “build-up” is sort of like plaque on your teeth, you want to avoid it but because it builds slowly and gains momentum quickly, often when it is too late, it’s more difficult to tackle. The same with credit cards, “debt” doesn’t appear all at once or in one large sum, it appears a little at a time over days, weeks, months and years……..of over spending.
You have to take care of it daily so that at the end of 6 months, when it is time to go see your dentist (creditor), he or she won′t smack you around as much - lecturing you on the value of keeping them clean (debt free).
Original post by ProfessorCredit.com - student credit card blog